Terms of Use

Website Terms and Conditions

Our agreement with you

Summary

Set out below are important points for you to note when using our website. These summary points are for your reference only. We recommend you read all of our Terms and Conditions to ensure you are happy with them. • Use of our website is subject to all of our Terms and Conditions and Privacy Policy. If you do not, or cannot, agree to them, please stop using the website immediately. • If you purchase a product or service via a third party through our website, we will receive a fee or commission from the provider notwithstanding any fee we may charge. • You are solely responsible for answering all questions honestly, completely and to the best of your knowledge, and also for ensuring that any assumptions are correct. Failure to do so may lead to your policy or product being declared invalid or increase in its cost. You may also be liable for any third party costs in the event of an accident. • You are solely responsible to ensure that any product or service you purchase meets your needs. • If you purchase a product or service through our website, you should carefully read the providers Terms and Conditions and Privacy Policy as it will differ from ours.

Introduction

In these Terms and Conditions, “we”, “us” or “our” refers to Brickflow Limited, a trading name of Property Funding Hub Limited, a company registered in England and Wales (Registration No. 11542169) at 45 Tretawn Gardens, London, England, NW7 4NP.

Definitions

“product or service provider” means the manufacturer, supplier, distributor or provider of any service or product that is available on our website. “website” means any mobile applications or similar devices, channels or applications operated by or on behalf of Property Funding Hub Limited. “you” and “your” means the person who accesses and uses our website.

Acceptance of these Terms and Conditions

If you access and use our website you agree to be bound by and act in accordance with these Terms and Conditions and our Privacy Policy. If you do not, or cannot, agree to these Terms and Conditions or our Privacy Policy, you are not permitted to access and use the website and you should immediately stop using or accessing the content. If you are in breach of these Terms and Conditions, your right to access and use the website will cease immediately.

Our services

Our website technology has been designed to allow private individuals or businesses seeking products on their own behalf to find the most competitive prices from the relevant leading UK product and service providers online.

Your responsibility

In order to use our services, you will need to answer a number of questions on our site needed by all the different product or service providers and any intermediaries they may use. The answers you give will determine the products or services available to you and amount you will pay. You must get permission from any other people whose details you propose to use in requesting a quote, before you provide us with any of their information. This applies to all information that you provide. In submitting any other person's details, you are confirming to us that you have their permission to do so, and that they understand how their information will be used. You are solely responsible to ensure that you answer all questions honestly and that all information you enter onto [website name] is true, accurate and complete. If you do not do this, it could lead to your selected product later increasing in price, becoming invalid or claims not being paid. We cannot be held responsible if this happens or for any costs or damages incurred as a result. As we work with a large number of providers it is important that you read each provider’s terms and conditions, and that you agree with them before purchasing your product or service as they will differ to ours. Once you have purchased a product, it is important that you check your details match those you provided to us. You should also read all documents issued to you by your selected provider and ensure that you are aware of any terms that apply. If any information is not correct, it is your responsibility to identify the mistake and correct this with the provider directly.

Price delivery

Companies change their prices and amend their rates on a regular basis. The price quoted to you will be accurate at the time of issue, and may change if your quote is resubmitted. As part of our service, we will send you an email confirmation of your prices.

Our liability to you

These terms do not exclude our liability to you in any way for: personal injury or death caused by our negligence; fraud or fraudulent statements made by one of our employees or agents for or any matter for which it would be illegal for us to exclude or to attempt to exclude our liability. In addition, we are only liable for losses which are a foreseeable consequence of us breaking this contract. Losses are foreseeable where they could be contemplated by you and us at the time your information is inputted onto our website. We will not be held responsible for any indirect losses which happen as a side effect of the main loss or damage which you suffer and which are not foreseeable by you and us at the time we enter into this contract, including, but not limited to: loss of income or revenue; loss of business; loss of data; loss of profits or contracts; loss of anticipated savings or waste of management or office time however arising, provided that this provision will not prevent you from bringing claims against us for loss of or damage to your physical property or any other claims for direct financial loss that are not excluded by any of the categories set out above. In no circumstance will we be responsible for any losses which arise in connection with an event or series of events which is/are outside of our reasonable control.

Third party links

We accept no liability for any statements, information, products or services that are published on or may be accessible through third party websites, as this is outside our control.

Website content

We have taken every reasonable step to make sure the information contained in this website is accurate and up-to-date. However, we can accept no liability for any errors or omissions. We reserve the right to add, amend or delete information from this site at any time. Whilst we take every reasonable step to counteract viruses and other things with contaminating or destructive properties, we can give no warranty that this site and its content are free from viruses or anything else that has such contaminating or destructive properties. We are not responsible for any commentary, opinions, ratings or other postings on our website by any third party.

Copyright

The copyright in the material contained in this website belongs to Property Funding Hub Limited or is licensed for use on this website. An individual may print off a copy of any part of this material for their own personal use, subject to the following conditions: • The copy must retain any copyright or other intellectual property notices contained in the original material; • The technology or processes utilised by or described in this website may be subject to other intellectual property rights reserved by Property Funding Hub Limited (on which see the section headed "Intellectual Property Rights" below); • Images on this website are protected by copyright and may not be reproduced or appropriated in any manner without the written permission of their respective owner(s) • No logos, trade marks or service marks appearing on the site may be printed off or copied, except as part of the text of which they form part.

Intellectual property rights

Any logos, trade marks, service marks and domain names and all related intellectual property rights, of the companies whose sites we search in providing the service, belong to those companies, and you may not reproduce them without their prior written consent. Except for them, all intellectual property rights including, without limitation, all logos, trade marks, service marks, domain names, database rights, rights in design, rights in know-how, patents and rights in inventions (in all cases whether registered or unregistered and including all rights to apply for registration) and all other intellectual or industrial property rights in any jurisdiction in any information, content, materials, data or processes contained in or underlying this website and/or the service we provide belong to Property Funding Hub Limited. All rights of Property Funding Hub Limited in such intellectual property rights are hereby reserved.